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Active
$474,000
/mo Edit
Single Family:  1 Story
4 br • 2 ba • Built 1980
1,696 sqft • 0.62 acres
Crosby-Ironton schools
MLS# 7040469
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    Property Description

    Turnkey lake life meets exceptional recreation in this rare private lake retreat. Situated on a quiet recreational lake with just 12 property owners, this property offers the privacy, peaceful setting, and outdoor lifestyle that buyers dream about. Known for outstanding water quality, the lake ranks among the top 5% of Minnesota lakes for clarity and features a hard sand bottom, excellent fishing, and deep water that is ideal for swimming, boating, and enjoying life at the lake. While you'll appreciate the serenity of this smaller private lake, public boat access to Bay Lake is literally across the street, giving you easy access to one of the Brainerd Lakes Area's most desirable boating and fishing destinations. Rutgers Bay Resort is also just one mile away, offering nearby dining, entertainment, and resort amenities. The fully furnished home is move-in ready and features granite countertops, a center island, and a comfortable living area anchored by a gas fireplace. Designed for hosting family and friends, the property includes a unique 22x28 bunkhouse/game room that provides additional space for guests, gatherings, and year-round enjoyment. A finished and heated detached two-car garage offers valuable storage and workshop space, while the boathouse and storage shed keep all your lake essentials organized. With a short-term rental license in place, owners have the flexibility to enjoy the property as their personal lake retreat while generating income during periods when they're not using it. Being sold fully furnished—including the pontoon, paddle boat, and lake toys currently on site—this is a true turnkey property that's ready for summer enjoyment from day one. Conveniently located near area resorts, golf courses, countless lakes, and the renowned Cuyuna Mountain Bike Trails, this property offers a rare combination of privacy, recreation, convenience, and income potential. Whether you're looking for a personal lake getaway, a place to gather with family and friends, or an investment that can help offset ownership costs, this property delivers.

    Listing

    Contingency: None
    Price per sq ft: $279
    City: Deerwood
    County: Crow Wing
    State: MN
    Property Style: 1 Story
    Zip Code: 56444

    Interior

    Living Area: 1,696 ft2
    Common Wall: No
    Appliances Included:
    • Dryer
    • Microwave
    • Range
    • Refrigerator
    • Washer
    • Water Softener Owned
    Fireplace Details:
    • Gas
    • Living Room
    Basement Details:
    • Block
    • Crawl Space
    • Partial
    • Unfinished

    Exterior

    Stories: One
    Garage Spaces: 2
    Garage Dimensions: 24x24
    Garage Size: 576 ft2
    Garage Door Height: 7
    Garage Door Width: 16
    Air Conditioning: Central Air
    Foundation Size: 1,080 ft2
    Fencing: None
    Handicap Accessible: None
    Out Buildings: Bunk House, Boat House, Guest House, Storage Shed
    Road Responsibility: Public Maintained Road
    Heating System: Forced Air
    Parking Features: Detached Garage
    Unit Amenities:
    • Ceiling Fan(s)
    • Deck
    • Dock
    • Hardwood Floors
    • Other
    • Tile Floors
    Road Frontage:
    • County Road
    • Paved Streets
    Exterior Material: Frame
    Roof Details:
    • Asphalt
    • Metal

    Rooms

    1/4 Baths: None
    Full Baths: 1
    Half Baths: None
    3/4 Baths: 1
    Bathroom Details:
    • Main Floor 3/4 Bath
    • Main Floor Full Bath
    Dining/Kitchen: Kitchen/Dining Room
    Laundry: In Basement
    Main Level Size Sq Ft
    Dining Room  11 x 20  220 
    Bedroom  12 x 16  192 
    Bedroom 4  10 x 12  120 
    Game Room  22 x 18  396 
    Kitchen  11 x 12  132 
    Living Room  15 x 20  300 
    Bedroom 2  7 x 11  77 
    Bedroom 3  10 x 12  120 

    Lake & Waterfront

    Waterfront Present: Y
    Waterfront View: Panoramic
    WF Frontage: 98
    Elev Highpt to WF feet: 4-10
    Waterfront:
    • Dock
    • Lake Front
    Lake Bottom:
    • Hard
    • Sand

    Lot & Land

    Acres: 0.62
    Geolocation: 46.4107468463, -93.8413024667
    Lot Dimensions: 98 x 280
    Zoning: Residential-Single Family
    Lot Description: Tree Coverage - Medium

    Schools

    School District: 182
    District Phone: 2185458801

    Financial & Taxes

    Tax Year: 2025
    Annual Taxes: $1,166
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $1,166
    Association Fee Required: No
    Association Fee: None

    Miscellaneous

    Fuel System: Propane
    Sewer System:
    • Private Sewer
    • Septic System Compliant - Yes
    • Tank with Drainage Field
    Water System:
    • Private
    • Well

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    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

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    Listing provided by RMLS, courtesy of Central MN Realty LLC.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.